What you need to know
about the tax.
Practical UK tax guidance for freelancers and self-employed professionals — a new article every morning.
Home Office Equipment: Capitalise or Expense? A UK Tax Guide
Buying a desk, laptop, or monitor for your home office raises an important tax question: do you capitalise it as an asset or expense it immediately? The answer affects how much tax relief you get and when you get it. Here is exactly how UK rules work in 2026.
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MTD ITSA Record-Keeping: What to Keep and How Long
Making Tax Digital for Income Tax Self Assessment introduces strict digital record-keeping rules for sole traders and landlords. This guide explains exactly which records you must keep digitally, for how long, and how to stay compliant from April 2026 onwards.
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Pension Contributions for UK Freelancers: Tax Relief Explained
As a UK freelancer, pension contributions are one of the most powerful tools available to reduce your tax bill while building long-term retirement savings. Unlike employed workers, you need to set up and manage your own pension arrangements. This guide explains exactly how tax relief works and what steps to take.
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Trading Allowance vs Actual Expenses: Which Saves You More Tax?
The £1,000 trading allowance offers a simple way to reduce your tax bill, but it is not always the best choice for UK freelancers. Understanding when to claim it and when to track actual expenses could save you hundreds of pounds each year. This guide breaks down exactly how to decide.
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Class 2 vs Class 4 NI: A Freelancer's Guide to Paying Less
National Insurance can feel like a hidden tax burden for UK freelancers, but understanding the difference between Class 2 and Class 4 contributions is the first step to managing your bill. This guide breaks down exactly what you owe, when you owe it, and the legitimate strategies you can use to reduce your National Insurance liability in 2025/26.
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VAT Registration Thresholds: What UK Freelancers Must Know in 2026
Hitting the VAT threshold can catch freelancers off guard, turning a milestone into a compliance headache. Understanding the current rules, key deadlines, and smart planning strategies can save you time, money, and stress. Here's everything you need to know to stay ahead of HMRC.
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Quarterly Tax Payments: What UK Freelancers Must Do Before MTD Launches
HMRC's Making Tax Digital for Income Tax is reshaping how freelancers report and pay tax in 2026. Before the new real-time system becomes mandatory, understanding how to calculate and manage your quarterly tax obligations is essential. This guide walks you through exactly what you need to do right now.
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Home Office Expenses: Simplified vs Actual Method for the Self-Employed
If you work from home, HMRC lets you claim a portion of your household costs against your tax bill. This guide breaks down the two methods available to UK self-employed workers — the flat-rate simplified expenses and the actual cost method — so you can choose the one that saves you the most money.
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Tax-Free Allowances for Freelancers: Personal & Marriage Allowance
As a UK freelancer, understanding your Personal Allowance and Marriage Allowance can significantly reduce your tax bill. This guide explains exactly how these allowances work, how to calculate them, and how to make sure you're claiming everything you're entitled to for the 2025/26 tax year.
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How to Maximise Your Tax-Free Allowances as a UK Freelancer
Understanding your Personal Allowance and Marriage Allowance can significantly reduce your tax bill as a freelancer. This guide explains exactly how these allowances work for the 2025/26 tax year and how to make sure you're claiming everything you're entitled to. Get the numbers right and keep more of what you earn.
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Making Tax Digital for Income Tax: Your Pre-April 2026 Checklist
Making Tax Digital for Income Tax (MTD for IT) became mandatory for many self-employed people and landlords from April 2026. If you earn over £50,000 from self-employment or property, you should already be filing quarterly updates to HMRC. Here is what you need to know and do right now.
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Allowable Expenses UK Freelancers Miss on Their Self Assessment
Many UK freelancers leave money on the table every year by overlooking legitimate allowable expenses on their Self Assessment return. From home office costs to professional subscriptions, these missed deductions can add up to hundreds of pounds in unnecessary tax. Here is what to claim before you file.
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Allowable Expenses UK Freelancers Forget on Their Self Assessment
Missing legitimate allowable expenses means paying more tax than you owe. From home office costs to professional subscriptions, many UK freelancers consistently overlook deductions that HMRC fully permits. Here are the most commonly missed expenses and how to claim them correctly.
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