Paying £120–324/year for KashFlow? EasyTax files the same returns for £24 each.
KashFlow is solid bookkeeping software — but if you are a UK freelancer or sole trader who mainly needs to file MTD ITSA quarterly updates and Self Assessment, you are paying a monthly subscription for features you will never use. EasyTax covers all the same HMRC filings for £20 + VAT (£24 inc. VAT) per submission — no monthly fee, no card required to start.
MTD ITSA is now mandatory — do you really need to pay £120–324/year for it?
From 6 April 2026, every UK sole trader or landlord with income above £50,000 must file quarterly updates through MTD-compatible software. The threshold drops to £30,000 in April 2027. If your main reason for using KashFlow is to stay HMRC-compliant, EasyTax gives you the same compliance at a fraction of the cost.
April 2026
MTD ITSA: £50k+
Quarterly updates mandatory for sole traders and landlords earning over £50,000.
April 2027
MTD ITSA: £30k+
Threshold drops to £30,000. Around 1.4 million more taxpayers join the quarterly cycle.
Always
MTD VAT: £90k+
If you are VAT-registered above the £90,000 threshold, MTD VAT is already mandatory.
Side-by-side: KashFlow vs EasyTax
EasyTax
£24 / filing
KashFlow
£10–27+VAT/mo
Pricing model
KashFlow charges a monthly subscription; EasyTax charges £20+VAT per HMRC submission
Typical annual cost
Based on 4 quarterly updates + 1 final declaration for EasyTax; KashFlow Starter–Business plans
No card to sign up
MTD ITSA quarterly updates
Self Assessment (SA100, SA103, SA105)
MTD VAT submission
CT600 Corporation Tax filing
Limited company P&L and Balance Sheet
Open Banking auto-import
AI expense categorisation
EasyTax uses Claude to categorise and reconcile
AI bank reconciliation chat
Full double-entry bookkeeping
EasyTax focuses on tax filing, not a full ledger
Built-in invoicing
EasyTax pairs with GrumpyWhales (free) for invoicing
Purchase order management
Payroll
Available in KashFlow PLUS and higher tiers
KashFlow pricing reflects published plans as of mid-2026. We are not affiliated with KashFlow or IRIS Software Group. KashFlow is a registered trademark of KashFlow Ltd (an IRIS company).
Honest tradeoffs
Where EasyTax wins
- No subscription — pay only when you actually file with HMRC.
- AI bank reconciliation chat powered by Claude — describe a transaction in plain English and it gets categorised correctly.
- Built from the ground up for MTD ITSA — not a legacy product retrofitted for MTD compliance.
- Simpler interface for sole traders who want to file quickly without learning bookkeeping.
Where KashFlow wins
- Full double-entry bookkeeping and purchase ledger (EasyTax handles P&L and Balance Sheet for Ltd companies, not a full accounting ledger).
- Native invoicing with customer records and payment tracking.
- Purchase order management for product-based businesses.
- Built-in payroll available on higher plans.
- More established ecosystem with accountant integrations.
If you run a product business, have employees, or need purchase orders and invoicing in the same tool — KashFlow may be worth the subscription. But if you are a freelancer or landlord who mainly wants to stay HMRC-compliant without a monthly bill, EasyTax is the better fit.
How to switch from KashFlow
- 1
Export your KashFlow data
In KashFlow: Reports → Export. Download your transactions and records as CSV for your files before cancelling.
- 2
Create your EasyTax account
Sign up with Google or email in under 60 seconds — no card required.
- 3
Connect your bank (Open Banking)
From the dashboard, go to Bank → Connect a bank. Pick your UK bank, authorise via Open Banking, and your transactions auto-import and get AI-categorised against HMRC allowable expenses.
- 4
Connect to HMRC
Authorise EasyTax with your HMRC Government Gateway credentials. We use the official OAuth flow — we never store your HMRC password.
- 5
File your next quarterly update or Self Assessment
EasyTax submits directly to HMRC via the official MTD ITSA and Self Assessment APIs. You get a confirmation receipt.
FAQ
How much does EasyTax cost?+
EasyTax charges £20 + VAT (£24 inc. VAT) per HMRC submission — no monthly subscription. You only pay when you actually file. Users who sign up during the current early-access period lock in this founder price for life. There is no charge to connect your bank or HMRC accounts.
I use KashFlow for invoicing. What do I do?+
EasyTax doesn't have a built-in invoicing module. We pair with GrumpyWhales — a free UK invoicing tool — for that. Many sole traders run two lightweight free tools rather than one monthly-subscription bundle.
Does EasyTax handle VAT and CT600 as well as Self Assessment?+
Yes — EasyTax files MTD VAT returns, CT600 Corporation Tax, and Self Assessment (SA100 with SA103 and SA105 supplementary pages) directly to HMRC. It also supports P&L and Balance Sheet for limited companies.
What about MTD ITSA — when does it apply to me?+
From 6 April 2026 if your total self-employment + property income exceeds £50,000. From 6 April 2027 if it exceeds £30,000. EasyTax is built on the HMRC MTD API for MTD ITSA quarterly updates and the final declaration (crystallisation).
Which UK banks does Open Banking auto-import support?+
Every major UK retail and business bank: Barclays, Lloyds, HSBC, NatWest, Santander, Nationwide, Monzo, Starling, Revolut, Tide, Mettle and most others. Read-only access only — EasyTax can never move money.
Is KashFlow being discontinued?+
KashFlow is actively maintained by IRIS Software Group and is not being discontinued. That said, IRIS has been consolidating products across its portfolio — if you want software that is 100% focused on MTD filing for UK freelancers, EasyTax is built for exactly that use case.
Can I try EasyTax before committing?+
Yes — sign up free with no card required. You only pay when you submit a return to HMRC. You can connect your bank, review your transactions, and explore the dashboard without spending anything.
Stop paying a monthly fee just to stay HMRC-compliant.
EasyTax does it for £24 a filing.
No card required. Set up in under 5 minutes.